1-2-3 Mortgage Mission Statement

Our mission is to provide objective, personalized financial loan options through direct dialogue with our lending decision makers, a superior understanding of the mortgage industry and a truly unmatched passion for helping individual borrowers. At 1-2-3 Mortgage, we make the loan process simple!

1-2-3 Mortgage Privacy Commitment
We do not and will not sell or rent customer information. 1-2-3 Mortgage may share customer information with its employees and companies providing services on our behalf in order to service your needs. It’s 1-2-3 Mortgage’s policy is to require all employees and companies providing services on our behalf to keep customer information confidential. 1-2-3 Mortgage’s Privacy Policy applies to all potential, current and past customers.

Personal Information Safeguards
1-2-3 Mortgage has adopted policies and procedures designed to protect your personal information from unauthorized use or disclosure. We have implemented physical, electronic and procedural safeguards to maintain confidentiality and integrity of the personal information in our possession and to guard against unauthorized access.

Our policy, which governs the conduct of all of our employees and third party vendors, requires all employees and vendors to safeguard personal information about the consumers and customers we serve or have served.

Collection of Personal Information
1-2-3 Mortgage collects information about you to help serve your financial needs. We consider all information about you to be personal information, even if you cease to be a customer. This information may include:
Identifying information, such as your name, age, address, phone number and social security number.
Employment information
Financial information such as your income, assets and liabilities, as well as information about your savings, investments, insurance and business.

This information is collected on applications and other forms you complete, through conversations you may have with our loan professionals, with our other representatives, and in some cases, through our website. We may also collect information from a wide range of other sources in order to process and/or underwrite your loan. These sources may include among others, employers, attorneys, banks, title insurers, insurance companies and credit reporting agencies.

Third-Party Agreements
1-2-3 Mortgage may, from time to time, share personal information about you, as required or permitted by law, with third parties, such as service providers who assist us in the day to day operations of our company in the administration, processing, servicing and sale of your loan. These third parties include among others, title companies, appraisers, insurance companies, underwriting services, processing services, printing companies, software providers, marketing services and purchasers of loans.

1-2-3 Mortgage’s policy is to require third party service providers to enter into confidentiality agreements with us, prohibiting them from using any personal information they obtain for any other purpose other than those for which they were retained or as required by law. We may also disclose information about you, when necessary or required, in legal and arbitration proceedings and to government agencies.

Policy Changes
From time to time 1-2-3 Mortgage may make changes to our privacy policy. We will not make any change affecting you without first sending you a revised privacy policy describing the change.